Crowdfunding and Virtual Currency Regulation in Financial Markets

Summary

This proposal aims to clarify the regulation of crowdfunding service providers by excluding them from existing financial instrument directives to avoid double regulation. It also calls for a review of how virtual currencies are treated within financial markets.
10 20.10.2020
Other
finance
economy
business and competition
information technology and data processing

Key points

  • Excluding crowdfunding service providers from existing financial instrument directives to prevent regulatory overlap.
  • Supporting SMEs and start-ups by providing alternative access to finance through regulated crowdfunding platforms.
  • Strengthening the Capital Markets Union by diversifying the financial system away from heavy bank dependency.
  • Monitoring virtual currencies to improve market transparency and protect retail investors from potential abuse.
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