Transparency in Cross-Border Payments and Currency Conversion Charges

Summary

This regulation aims to reduce costs for cross-border payments within the EU and increase transparency regarding currency conversion fees. It ensures consumers are better informed about exchange rate markups.
10 29.03.2019
Other
economy
finance

Key points

In force from 01/01/2019
  • Alignment of cross-border euro payment charges with domestic payment charges.
  • Improved transparency for currency conversion costs during card transactions.
  • Requirement for providers to offer the option of paying in local currency at ATMs and points of sale.
  • Specific disclosure requirements for the full cost of currency conversion in credit transfers.
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