somes

Financing for SMEs in a Capital Markets Union

Summary

This resolution aims to improve access to finance for SMEs by diversifying funding sources beyond traditional bank loans and simplifying EU regulations.
10 15.09.2016
Other
economy
finance
social policy
cultural policy
business and competition

Key points

  • Small and medium-sized enterprises are vital drivers of employment and economic growth across the European Union.
  • Most SME funding currently comes from banks, making these businesses particularly vulnerable to changes in bank lending conditions.
  • The 'SME supporting factor' is a key tool to encourage banks to continue lending to smaller companies.
  • Newer financial technologies and platforms, such as crowdfunding and peer-to-peer lending, offer important alternative funding options.
Documents (PDFs)
REPORT on access to finance for SMEs and increasing the diversity of SME funding in a Capital Markets Union Access to finance for SMEs and increasing the diversity of SME funding in a Capital Markets Union
These raw data are provided by the Open Data Portal of the European Union (data.europa.eu) and are licensed under ODC-BY 1.0.